Yuan Guibin: Including sports fitness consumption into health insurance

Yuan Guibin, a National People's Congress deputy and vice general manager of Foshan Textile Machinery Co., Ltd., has proposed including sports and fitness expenses in medical insurance coverage during this year’s two sessions. The idea was introduced on March 13, 2015, at 9:33 AM. As one of the key topics discussed at the national conferences, medical insurance remains a central concern for many deputies. Yuan submitted two proposals aimed at expanding the scope of medical insurance benefits. His first suggestion is to include health check-ups and physical fitness-related expenses within the medical insurance reimbursement system. He argues that while more people have enrolled in medical insurance since the implementation of the Social Insurance Law, the current system only covers medical costs when individuals are hospitalized due to illness. Routine health screenings are not included in the insurance benefits, which contributes to a healthcare model focused on treating diseases rather than preventing them. Currently, many companies offer regular health check-ups as an employee benefit. However, some companies already provide health insurance, which reduces their need to cover the cost of medical exams. As a result, these companies may stop organizing regular check-ups for their employees. This situation often leads to a lack of proactive health monitoring among ordinary citizens, retirees, the unemployed, and those in flexible employment. To address this, Yuan suggests that health check-ups should be covered by medical insurance, encouraging people to take better care of their health. In addition, he proposed that expenses related to sports and fitness activities should also be included in medical insurance coverage. He suggested that a percentage of the individual’s medical insurance account could be allocated for such purposes, or an annual fixed amount could be set aside for physical activities. By doing so, it would encourage people to engage in regular exercise, foster long-term health awareness, and help prevent diseases through active lifestyle choices. This approach not only supports individual well-being but also contributes to a healthier society overall.

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