Domestic outdoor sports insurance boosts the development of extreme sports

In recent years, the growth of domestic outdoor sports has been closely linked to the increasing disposable income of Chinese consumers. As people seek more diverse and exciting lifestyles, participation in outdoor activities such as hiking, cycling, rock climbing, and mountain biking has surged. According to a survey conducted by the China Outdoor Sports Association (COSA), approximately 190 million people in China are now engaged in various forms of outdoor sports, making up 13.8% of the total population. This indicates that outdoor sports have become a popular way for people to relax, connect with nature, and pursue adventure. Despite the growing popularity, outdoor sports come with inherent risks. Each year, numerous incidents occur due to accidents, environmental hazards, or lack of proper safety measures. For example, in May 2012, seven hikers in Tibet were caught in an avalanche, resulting in two deaths and three severe injuries. In August 2013, an outdoor enthusiast fell from a cliff while taking photos in Acheng Lifting Kettle. In July 2014, a cyclist from Wuxi, Jiangsu, jumped off a 5-meter-high cliff without a life jacket and drowned in Nanxi River. In May 2015, 22 people were trapped in Fuyang Ghost Village in Henan. These incidents highlight the hidden dangers behind the excitement of outdoor adventures. To address these risks, many insurance companies have started offering specialized coverage for outdoor sports. One such product is the Huatai Domestic Outdoor Sports Travel Insurance, launched by Huatai Electric. Designed for adventurers, this insurance covers personal accident death or disability, medical assistance, and rescue services within China. It also provides 24/7 international emergency support, ensuring that participants can enjoy extreme sports with greater peace of mind. Available through Huatai’s official online store (shop.ehuatai.com), the insurance offers two plans: a standard model priced at 8 yuan and an upgraded version at 15 yuan. The maximum coverage can reach up to 200,000 yuan, depending on the premium paid. What makes this policy stand out is its ease of use—insured individuals can apply online and file claims digitally, making the process quick and efficient. As the demand for extreme sports continues to grow, having proper insurance is no longer a luxury but a necessity. With products like Huatai’s outdoor travel insurance, enthusiasts can push their limits while staying protected against unexpected dangers. This not only enhances the safety of outdoor activities but also supports the sustainable development of extreme sports in China.

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