With the rising disposable income of Chinese citizens, more people are seeking a vibrant and diverse lifestyle. In recent years, the China Outdoor Sports Association (COSA) has conducted extensive research on participation in outdoor activities. The findings reveal that approximately 190 million people in China engage in various outdoor sports, including hiking, cycling, mountain climbing, and rock climbing, accounting for about 13.8% of the total population. This indicates that outdoor sports have become a popular way for people to relax and connect with nature.
The number of participants in outdoor sports is continuously increasing, showing a strong growth trend. While these activities offer an opportunity to explore nature and satisfy curiosity, they also come with inherent risks. According to media reports, dozens of outdoor emergencies occur each year. For instance, in May 2012, seven hikers in Henan were caught in an avalanche in Tibet's Brahmaputra Grand Canyon, resulting in two deaths and three serious injuries after being trapped for five days. In August 2013, an outdoor enthusiast accidentally fell off a cliff while taking photos in Acheng Lifting Kettle scenic area. In July 2014, a cyclist from Wuxi, Jiangsu, jumped from a 5-meter-high cliff into a river without a life jacket, leading to his death. In May 2015, 22 hikers were trapped in Fuyang’s Ghost Village in Henan, highlighting the hidden dangers behind the popularity of outdoor sports.
To address these risks, domestic insurance companies have introduced specialized accident insurance for outdoor activities. However, standard policies often fail to cover high-risk sports like bungee jumping or rock climbing. One of the most widely available options is the Huatai Domestic Outdoor Sports Travel Insurance, launched by Huatai Electric. Recently, it was reported that Huatai e-commerce, a leader in the niche insurance market, has expanded its services by launching this insurance through its official online store (shop.ehuatai.com). The policy covers personal accident death or disability, medical evacuation, and domestic rescue, significantly reducing potential risks for adventurers.
What sets this insurance apart is its convenience—policyholders can apply online and file claims electronically. The insurance offers two coverage levels: a basic plan priced at 8 yuan and an upgraded version at 15 yuan. The maximum coverage reaches up to 200,000 yuan, along with 24-hour international rescue services. This makes it an ideal choice for those looking to push their limits in extreme sports while ensuring their safety. With such support, outdoor enthusiasts can pursue their passions with greater confidence and peace of mind.
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